White Label Merchant Services

Launch Your Own Merchant Services Platform With i15.tech

In today’s fintech-driven world, merchant service providers aren’t just for banks anymore. With i15’s White Label Merchant Services, you can launch your own merchant acquiring and payment processing business — branded, compliant, and scalable.

Whether you serve high-risk industries, crypto merchants, eCommerce vendors, or digital platforms, i15’s merchant services framework gives you everything needed to offer onboarding, payment acceptance, settlement, and compliance under your own brand.


What Are White Label Merchant Services?

White Label Merchant Services let you offer full merchant acquiring capabilities — such as onboarding, KYC, payment processing, payouts, and reporting — without building the infrastructure yourself.

You get a fully managed, compliant, and branded solution, allowing you to:

  • Onboard and manage merchants (low-risk or high-risk)
  • Provide a branded merchant dashboard
  • Accept payments (fiat + crypto)
  • Set fees, payout cycles, and transaction policies
  • Track performance and risks via analytics & reports

All under your name, logo, domain, and business model.


Key Features of i15’s White Label Merchant Services

Custom Branded Merchant Portal

  • Launch under your own domain and UI
  • Fully white-labeled frontend and backend
  • Secure merchant login, dashboard, and support panel

Merchant Onboarding Engine

  • Smart KYC/KYB workflows with document upload
  • API integrations with KYC providers (e.g. Sumsub, ShuftiPro)
  • Manual or auto verification logic
  • Tiered merchant levels and limits
  • Automated approval & rejection workflows

Crypto + Fiat Payment Acceptance

  • Accept major fiat currencies (USD, EUR, INR, GBP)
  • Enable crypto payments (BTC, ETH, USDT, BNB, more)
  • Multi-currency invoicing with dual pricing
  • Payment API integration & hosted checkout options

Fee & Payout Management

  • Dynamic fee structures per merchant
  • Flexible payout cycles (T+1, T+3, weekly)
  • Crypto or bank transfer settlements
  • Custom payout approval logic

Merchant Risk & Compliance

  • Fraud scoring and velocity checks
  • Country, IP, and BIN filters
  • PCI DSS, ISO 27001, GDPR & AML5 aligned
  • Real-time audit logs and alert system

Reporting & Monitoring

  • Daily, weekly, and monthly settlement reports
  • Exportable transaction summaries
  • Risk and chargeback alerts
  • Merchant-wise performance dashboard

Who Can Use This White Label Merchant Platform?

This solution is designed for:

  • Fintech Startups – Build a branded payment ecosystem for niche industries
  • Crypto Businesses – Enable fiat/crypto merchant onboarding & billing
  • MSPs / ISOs – Offer white label solutions to downstream resellers
  • Aggregator Platforms – Launch custom payment rails for digital platforms
  • Global Consultants – Provide compliant merchant infra for international clients

Compliance, Security & Certifications

Merchant services require strong legal, technical, and financial compliance. i15 handles the backend so you can focus on growth.

PCI DSS Compliance

Secure card data storage, tokenization, and encrypted channels

ISO 27001 Data Policies

Information security, access control, audit trails, and disaster recovery

GDPR & AML5 Support

Data consent, retention policies, and AML-compliant merchant flows

Risk Engine

Blacklist, velocity filters, fraud checks, and pattern recognition tools


Technical Overview

Your white label merchant platform is built on top of a robust, cloud-hosted tech stack:

  • Backend: Node.js, Laravel or Python (customizable)
  • Frontend: React.js + Tailwind UI
  • APIs: RESTful APIs for external systems, CRM, or BI tools
  • Infrastructure: AWS, Azure, or private cloud
  • Mobile: Optional merchant mobile app support
  • Security: Encrypted SSL, firewalls, 2FA, IP whitelisting

Add-On Modules Available

  • Merchant Support Ticketing System
  • Chargeback Handling Module
  • Sub-Merchant Tree with Reseller Levels
  • Crypto Liquidity Partners
  • AML Watchlist Integrations
  • Payment Terminal (POS) Integrations

Why Choose i15.tech?

  • Proven Track Record: Launched PSPs and gateways across 25+ countries
  • Full Transparency: Pricing, roadmap, and integration support
  • End-to-End Compliance Support: From KYC to PCI audits
  • Fast Go-to-Market: Launch in as little as 2–4 weeks
  • Global Payments Ready: Crypto, cards, wallets, and more

Start Offering Merchant Services Today

You don’t need to build everything from scratch to enter the fintech or payment services space. With i15’s White Label Merchant Services, you’re instantly equipped with:

  • A branded portal
  • Merchant onboarding system
  • Payment acceptance (crypto & fiat)
  • Full back-office with reporting, KYC, compliance tools

All within your brand. All within weeks.

👉 Contact Us

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